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Bad Credit Financing
Seaport Auto Offers Bad Credit Financing Near Portland, OR
Are you in need of bad credit car loan for your next used car purchase? We can help. Our finance team can work with you, whether you have no credit, bad credit, or challenged credit. We work with some of the largest local and national institutions to help you get approved, no matter your credit score. We understand that you aren't your credit score, and we regularly work to put honest folks in dependable used cars with payments they can afford. Why not you? We've gotten approvals for folks with:
- Foreclosure
- Bankruptcy
- Divorce
- Repossessions
While you may have to put more money down to get your credit approved, we have a wide range of vehicles for sale that we can help you finance - including plenty of used cars under $20,000 for sale. Getting a bad credit car loan is a great way to rebuild your credit! Making your payments on time and successfully paying off your vehicle can go a long way towards showing lenders that you are responsible with your finances which can lead to more extensions of credit in the future.
Bring These 6 Documents To Seaport Auto For Financing
Valid Driver's License
Verify your license is not expired, revoked or suspended and ensure the address listed on your license is current and matches your residence.
Proof of Insurance
Take care to include the name of your agent and a reliable contact number. Adding a new car to your policy won’t be necessary until approved.
Proof of Residency
A recent bill for utilities, such as water or electric, is sufficient proof so long as your name is listed and matches the address given.
Proof of Employment
A recent pay stub stating your year-to-date earnings is sufficient. We use this to help lenders overlook credit challenges. Self-employed individuals must provide two years of prepared tax returns.
Personal References
A reference can include anyone that knows you personally, such as a family member or friend. Include full names, addresses and phone numbers.
Phone Number Verification
Any phone number provided must be currently in service and under the applicant’s name. Prepaid cell phone numbers will not be accepted.Additional Documents are Required if any of the Following Apply to You:
- Are planning on trading in your vehicle. If so, bring your vehicle's title.
- If you have a bankrupcy proceeding against you. If so, please bring your discharge paperwork!.
- If you're currently in an open Ch. 13 bankruptcy must provide necessary paperwork after receiving an Authorization to Incur Additional Debt from the court.
Our Team Will Get You Financed, No Matter Your Credit
At Seaport Auto, we believe bad credit shouldn't define who you are or what you drive. Our experienced finance team works hard to craft a financial strategy that meets your unique needs, so you can drive away with confidence. Whether you're exploring our diverse inventory of used cars, trucks, or SUVs, our team is here to guide you through the process in a hassle-free sales environment.Take the first step towards owning your next vehicle today. Call our Portland-area auto finance center or visit Seaport Auto for test drives and personalized financing assistance!